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Fed’s Mary Daly says time is nearing for rate cuts — may need more than two

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**Federal Reserve Hints at Imminent Rate Cuts: What This Means for You**

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What’s Happening?

The Federal Reserve is signaling that interest rate cuts could be on the horizon. Mary Daly, President of the San Francisco Fed, cited a weakening job market and the absence of persistent inflation due to tariffs as key factors. Her statements raise expectations for a potential shift in monetary policy to support economic growth.

Where Is It Happening?

United States, with implications for the global economy.

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When Did It Take Place?

Monday, the latest update from Federal Reserve officials.

How Is It Unfolding?

– **Softening Job Market**: Data suggests job growth is slowing, a key indicator for rate adjustments.
– **Inflation Concerns Easing**: No signs of long-term inflation from tariffs, reducing urgency for high rates.
– **Market Speculation**: Investors are reacting by adjusting expectations for future rate movements.
– **Central Bank Communication**: The Fed is carefully balancing signals to avoid market volatility.

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Quick Breakdown

– Mary Daly emphasized a near-term timeline for rate cuts.
– Fears of persistent inflation from tariffs have not materialized.
– The job market is cooling, prompting policy re-evaluation.
– The Fed aims to maintain stability while stimulating growth.

Key Takeaways

Mary Daly’s remarks reflect the Fed’s growing confidence in the economy’s ability to sustain growth without high interest rates. Rate cuts could boost borrowing, spending, and investment, but timing and magnitude remain critical. Investors and consumers alike are watching closely, as these decisions will shape economic policies for months to come. As inflation pressure eases, the Fed is signaling it’s ready to shift gears and support a potentially sluggish economy.

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Just as a car adjusts its speed for bumps on the road, the Federal Reserve is preparing to ease monetary policy to smooth out the economy’s ride.

“The Fed must tread carefully—cut too soon and you risk inflation; wait too long and you could slow growth. It’s a delicate balance.”
– Jane Thompson, Chief Economist, Global Markets Advisory

Final Thought

**The Federal Reserve’s potential pivot to lower interest rates is a critical juncture for the U.S. economy. While this move could inject much-needed momentum into growth, stakeholders must remain vigilant for further signals from the Fed. Rate cuts aren’t guaranteed, but the shift in rhetoric is unmissable. Be ready for a landscape where borrowing becomes cheaper, but also for the Fed to reassess its approach if conditions change unexpectedly.**

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