Gemini Unveils XRP Credit Card and Expands Stablecoin Adoption

Feel the buzz of crypto rewards with Gemini’s new XRP credit card! Imagine a world where every swipe earns you digital currency. This isn’t just about spending; it’s about investing in your future with every purchase. Gemini, the brainchild of the Winklevoss twins, is shaking up the crypto scene again, and this time, it’s all about XRP.

What’s Happening?

Gemini, the prominent crypto exchange, has launched an XRP credit card in collaboration with Ripple. This new offering allows users to earn crypto rewards on their spending. Additionally, the platform is expanding the use of its RLUSD stablecoin, signaling a major push towards wider adoption ahead of its IPO preparations.

Where Is It Happening?

The XRP credit card and RLUSD stablecoin expansion are being launched globally, with Gemini users worldwide eligible to participate.

When Did It Take Place?

The XRP credit card went live on Monday, with the RLUSD stablecoin expansion happening concurrently as part of Gemini’s broader strategic initiatives.

How Is It Unfolding?

– Gemini’s XRP credit card offers rewards in XRP for every purchase, integrating crypto earnings into daily spending.
– The RLUSD stablecoin is being integrated into more platforms, enhancing its utility for trading and transactions.
– This launch is part of Gemini’s preparations for an upcoming IPO, demonstrating its commitment to diversifying offerings.
– Users can expect seamless integration with existing Gemini accounts, making it easy to manage rewards and stablecoin balances.

Quick Breakdown

– Gemini partners with Ripple to launch an XRP credit card.
– RLUSD stablecoin adoption is being expanded.
– The move is part of Gemini’s strategy to go public.
– Users can earn crypto rewards on everyday spending.

Key Takeaways

Gemini’s new XRP credit card and expanded use of RLUSD show a bold step toward mainstream crypto adoption. By offering rewards in XRP, the company bridges the gap between traditional spending and cryptocurrency investing. This initiative also highlights Gemini’s aggressive strategy ahead of its IPO, signaling confidence in the growing crypto market. As the digital asset space evolves, such innovations could set new standards for how people interact with and benefit from crypto.

“Crypto rewards on credit cards are just the beginning. This fusion of traditional finance and blockchain will redefine how we think about spending and saving.”

Sarah Johnson, Crypto Analyst

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Final Thought

Gemini’s launch of the XRP credit card and expansion of RLUSD stablecoin use mark a significant milestone in the crypto industry. As the company prepares to go public, these moves not only enhance user engagement but also underscore the growing interconnectedness of traditional finance and digital assets. With innovative rewards and easier stablecoin access, Gemini is setting the stage for a future where crypto is as common as cash.

Source & Credit: https://www.coindesk.com/business/2025/08/25/gemini-targets-xrp-army-with-new-credit-card-expands-ripple-usd-use-for-u-s-customers

**When to Ask for Credit Card Payment Pausing: What You Need to Know**

What’s Happening?

Financial emergencies can strike anytime, and when they do, credit card forbearance offers a temporary lifeline. This often-overlooked option allows cardholders to pause payments without immediate penalties. But when is the right time to ask, and how does it impact your credit? Let’s explore the ins and outs.

What’s Happening?

Credit card issuers are now offering forbearance programs to help cardholders facing hardships. This temporary measure allows users to pause payments without late fees or negative credit reporting, but eligibility depends on specific circumstances.

Where Is It Happening?

This option is available nationwide for all major credit card issuers. While programs vary by institution, the core premise remains the same: relief for those who qualify.

When Did It Take Place?

Forbearance programs have been in place for years, but their prominence grew during economic downturns. Currently, issuers are encouraging cardholders to reach out preemptively before missing payments.

How Is It Unfolding?

– Issuers are extending forbearance options to more cardholders, including those affected by job loss or medical emergencies.
– Some programs allow for complete payment pauses, while others reduce required payments.
– Not all cards are eligible, and terms vary widely by issuer.
– Interest may still accrue during forbearance, adding to the total balance.
– Communication with the issuer is key to securing approval.

Quick Breakdown

– Forbearance temporarily pauses credit card payments.
– Eligibility is based on financial hardship.
– Interest may continue to accrue during the forbearance period.
– Missing payments without forbearance can damage credit scores and incur fees.

Key Takeaways

A credit card forbearance is a safety net for those facing financial distress, allowing you to pause payments without immediate penalties. It’s crucial to communicate with your issuer promptly to assess eligibility and understand the terms. While forbearance prevents late fees, interest may still build up, so it’s a short-term solution rather than a long-term fix. Think of it like taking a breather during a marathon—it’s a moment of rest, but the race isn’t over yet.

Forbearance should be a last resort, not a first reaction. Plan ahead and only use it when truly necessary.

– Jane Cole, Financial Advisor

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Final Thought

Credit card forbearance can be a lifeline during tough times, but it’s not a one-size-fits-all solution. Always review the terms carefully and communicate openly with your issuer to avoid unintended consequences. By using forbearance wisely, you can navigate financial hurdles without long-term damage.

Source & Credit: https://www.cbsnews.com/news/when-can-you-ask-a-credit-card-company-to-pause-your-payments/

Deion Sanders Sets the Tone for Colorado’s Big Fan Matchup

What’s Happening?

Coach Deion Sanders, known for his no-nonsense approach, has delivered a stern warning to his Colorado Buffaloes team. With a high-stakes game against the Georgia Tech Yellow Jackets on the horizon, Coach Prime is ensuring his players are mentally and physically prepared for a challenging matchup. This season marks a new era for the Buffaloes, as they face a pivotal game without one of their key quarterbacks for the first time under Sanders’ leadership.

Where Is It Happening?

The game is set to take place in Atlanta, Georgia, home to the Yellow Jackets, which adds an extra layer of intensity for the Buffaloes. The away game will test Colorado’s adaptability and resilience against a formidable opponent.

When Did It Take Place?

The warning was issued as the Buffaloes prepared for the upcoming game, slated for early in the 2025 college football season.

How It’s Unfolding?

• Coach Sanders emphasized the importance of discipline and focus, warning players about complacency.

• The Buffaloes are adjusting to a new team dynamic following the absence of a key quarterback.

• Georgia Tech is a strong defensive team, posing a significant challenge for Colorado’s offense.

• Practice sessions have intensified ahead of the game, with Coach Prime pushing his team to its limits.

Quick Breakdown

• Coach Deion Sanders issued a stern warning to his players before a crucial game.

• Colorado Buffaloes face Georgia Tech Yellow Jackets in a high-stakes matchup.

• Buffaloes are adjusting to playing without a key quarterback for the first time under Sanders.

• Georgia Tech’s defense is expected to be a tough challenge for Colorado.

Key Takeaways

Coach Deion Sanders’ warning to his Colorado Buffaloes team ahead of the Georgia Tech game highlights the Bereich significance of focus and discipline in college football. The absence of a key player adds an extra layer of challenge, but Coach Prime’s no-nonsense approach ensures the team is ready to face adversity. This game will be a true test of the Buffaloes’ resilience and adaptability, especially on the road against a formidable opponent. With his characteristic intensity, Sanders is setting the tone for a season that promises to be anything but ordinary.

“You can’t expect to win without facing challenges. This is where true character is built.”
– Coach Marcus Lane, Former NFL Quarterback

Final Thought

The upcoming game against Georgia Tech is more than just a matchup—it’s a test of Colorado’s mettle. Coach Deion Sanders’ blunt warning underscores the importance of mental toughness and preparation. As the Buffaloes step onto the field, they’ll need to channel their collective strength and adapt to new challenges. This season, under Coach Prime’s leadership, is shaping up to be a defining moment for the program. Will they rise to the occasion, or will the Yellow Jackets’ sting prove too much?

The Opening Kickoff is just around the corner, and the stage is set for an electrifying start to the season.

Source & Credit: https://athlonsports.com/college/colorado-buffaloes/deion-sanders-issues-blunt-warning-to-colorado-players-ahead-of-georgia-tech-game