Free Financial Calculators — MintyVault
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Free Financial Calculators
10 IRS-accurate tools — no sign-up, no ads, instant results
🏢 S-Corp & Business Tax
Business
S-Corp Savings Calculator
See exactly how much you save on self-employment tax by converting your LLC to an S-Corp. Uses 2026 IRS wage base.
↗ Avg savings: $11,200/yr
Business
S-Corp Reasonable Salary Calculator
Find your IRS-defensible salary range by profession using BLS benchmarks. Includes risk assessment and salary slider.
↗ 18 profession benchmarks
💰 Tax Savings
Tax
HSA Tax Savings Calculator
Calculate federal, state, and FICA tax savings from your Health Savings Account. Includes 20-year investment projection.
↗ 2026 limits: $4,300 / $8,550
Tax
Property Tax Estimator
Estimate your annual property tax by home value, assessment ratio, local rate, and exemptions. Includes all-50-states rate table.
↗ US avg: 1.07% effective rate
💡 Energy Savings
Energy
Solar Energy Savings Calculator
Calculate payback period, 25-year ROI, and CO₂ offset from solar panels. Includes 30% federal IRA tax credit and state-by-state sun hours.
↗ 30% federal tax credit included
Energy
EV vs Gas Savings Calculator
Compare true ownership costs — fuel, maintenance, incentives, and CO₂ — between electric and gas vehicles. Includes 10-model EV reference table.
↗ $7,500 EV tax credit included
Energy
Insulation Savings Calculator
Estimate annual energy savings and payback period from upgrading your home insulation R-value using DOE heat-transfer formulas.
↗ DOE formula · R-value guide
📈 Personal Finance
Personal Finance
Retirement Savings Calculator
Project your nest egg, monthly retirement income (4% rule), and inflation-adjusted value. Includes contributions vs growth breakdown.
↗ 2026 IRS limits: $23,500 401k
Personal Finance
Debt Payoff Calculator
See your exact payoff date, total interest paid, and how extra payments change everything. Covers all debt types.
↗ Payoff date · interest saved