The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana) was launched by the Indian government in 2019 with the aim of providing financial assistance to small and marginal farmers. Under this scheme, eligible farmers receive Rs. 6,000 annually in three instalments. The scheme was intended to benefit around 12 crore farmers across India.
However, despite the scheme’s noble intentions, there have been several reports of beneficiaries facing problems while receiving the benefits. In this article, we will delve into some of the problems faced by the beneficiaries of the PM-Kisan Yojana.
Delay in Payment
One of the most significant problems faced by beneficiaries of the PM-Kisan Yojana is the delay in payment. According to reports, many beneficiaries have not received their instalments on time, leading to financial hardship. The delay in payment is attributed to a variety of reasons, including technical glitches, incorrect data, and lack of transparency.
The scheme’s guidelines state that the first instalment should be paid between April and July, the second between August and November, and the third between December and March. However, many beneficiaries have reported that they have not received their instalments on time, causing them to struggle with meeting their basic needs.
Issues with Aadhaar and Bank Accounts
Another significant problem faced by beneficiaries of the PM-Kisan Yojana is issues related to Aadhaar and bank accounts. The scheme mandates that the beneficiaries should link their Aadhaar number with their bank account to receive the benefits. However, many farmers in rural areas face difficulties in linking their Aadhaar number with their bank account due to various reasons such as lack of awareness and internet connectivity issues.
Additionally, many farmers have reported that their bank accounts have been blocked or closed, leading to non-receipt of payments. The government has advised beneficiaries to check their bank account status and update their details if needed to receive the benefits.
Lack of Awareness and Information
Lack of awareness and information is another problem faced by beneficiaries of the PM-Kisan Yojana. Many farmers are not aware of the scheme’s benefits, eligibility criteria, and application process. The scheme requires the beneficiaries to register themselves either through the PM-Kisan portal or by visiting the nearest Common Service Centre (CSC). However, many farmers in remote areas are not aware of these registration processes, leading to exclusion from the scheme.
The government has taken several steps to address this issue, such as conducting awareness campaigns, organizing training sessions for officials, and setting up help desks to assist beneficiaries.
In conclusion, the Pradhan Mantri Kisan Samman Nidhi Yojana is a vital scheme that aims to provide financial assistance to small and marginal farmers in India. However, the problems faced by the beneficiaries, such as delay in payment, issues with Aadhaar and bank accounts, and lack of awareness and information, need to be addressed to ensure that the scheme benefits its intended recipients.
The government should take necessary steps to improve the implementation of the scheme and address the issues faced by the beneficiaries. Additionally, the government should consider providing alternative payment options for farmers who do not have access to banks or face issues in linking their Aadhaar numbers. With these steps, the PM-Kisan Yojana can achieve its objectives and make a significant impact on the lives of small and marginal farmers in India.